Mark Flowers, CFP®, CDFA™

About Mark

Divorce Financial Planner | Gray Divorce Specialist | San Mateo County, CA

Divorce is a financial event as much as a legal one, and understanding its long-term financial implications is essential to making informed decisions.

Mark Flowers, CFP®, CDFA™, is a divorce financial planner in San Mateo, California, specializing in helping women navigate gray divorce and later-in-life divorce. A financial advisor since 2011, Mark has focused exclusively on the financial side of divorce since 2018, helping clients understand their financial options and prepare for life before, during and after divorce.

Serving women throughout San Mateo County and the greater San Francisco Bay Area, Mark helps clients answer important financial questions, including:

• Can I afford to keep the family home after divorce?
• How will divorce affect my retirement savings and future income?
• What is a fair and financially sustainable divorce settlement?
• How should marital assets, investments, and retirement accounts be evaluated?
• What will my financial situation look like five, ten, or twenty years after divorce?

A Collaborative Approach to Divorce Financial Planning

Mark believes that successful divorce financial planning requires looking beyond the immediate settlement to understand how today’s decisions may affect long-term financial security.
As part of the collaborative divorce process, Mark works alongside attorneys, mental health professionals, and other divorce specialists to help clients make informed financial decisions while minimizing unnecessary conflict.

His approach follows three phases:

• Prepare: Understand your current financial circumstances, including income, expenses, assets, liabilities, and retirement savings.
• Plan: Evaluate potential divorce settlement options and understand their short- and long-term financial implications.
• Establish: Develop a financial plan designed to support independence, stability, and confidence after divorce.

Second Saturday Divorce Workshops

Mark also leads Second Saturday San Mateo County, a monthly, three-hour virtual divorce education workshop.

For $20, participants receive educational guidance from a family law attorney, financial professional, and therapist to better understand the legal, financial, and emotional considerations of divorce.

These workshops are designed to help individuals considering or navigating divorce become better informed before making important decisions.

Connect With Mark

If you’re considering divorce, navigating a gray divorce, or looking for financial guidance during a later-in-life transition, Mark can help you better understand your financial options and plan for what comes next.

Visit markflowers.co/contact/ to request an introductory meeting with Mark.